Tamara – Split payment plan
Split payment into four monthly installments
No hidden fees, no interest
A minor service charge may also be added to your order total to ensure that we can keep providing you with the smooth shopping experience you deserve.
Pay online
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Select Tamara as your payment method and choose your select payment plan
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Log in or sign up with your phone number
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If this is your first order with Tamara, verify your ID
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Complete your payment and manage your payment plan via the app
Pay in-store
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Inform the cashier you’d like to pay with Tamara
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Share your number with the cashier
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Make your payment through the link sent to you via SMS
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Done! Manage your payment plan through the app
Tamara: Your Ultimate Payment Solution for Easy Shopping
Looking for a payment solution that combines flexibility and convenience? Meet Tamara, your go-to payment option in the UAE. Whether you're shopping for electronics or home essentials at Sharaf DG, Tamara payment lets you split your purchase into 4 easy installments with no added interest. Experience hassle-free shopping with the trusted Tamara app, designed to make budgeting simple.
How It Works
- Shop & Checkout Add items to cart and select 'Pay with Tamara' at checkout.
- Verify Your Account Log in with mobile number, verify via OTP, and confirm Emirates ID.
- Pay 25% Upfront Make your first payment immediately.
- Spread the Rest Pay remaining balance in 3 equal installments over 60 days.
- Receive Your Order Order ships as normal once payment is confirmed.
- Tamara does not impose any interest or late payment penalties.
- Late or missed payments may be reported to Al Etihad Credit Bureau (AECB), which can affect your credit score and may result in suspension of your Tamara account.
Who Can Use Tamara?
- Be 18 years or older.
- Be a UAE resident with a valid Emirates ID.
- Have a valid mobile number for OTP verification.
- Have an active debit or credit card registered in your name.
- Have no outstanding overdue payments with Tamara.
- Pass Tamara's approval process at checkout.
Top Selling Categories
Explore a wide range of products available with Tamara Payment UAE:
- Mobiles & Accessories: Top Products - Apple iPhone 16 Series, Apple iPhone 15 Pro Max , Samsung Galaxy S24 Ultra 5G
- Computing & Accessories: Top Products - HP (2019) Laptop – Intel Celeron N4120 , Asus Vivobook 15 (2024) Laptop – 12th Gen
- TV, Audio & Video: Top Products - Samsung QA75Q70DAUXZN 4K QLED Smart Television 75inch (2024 Model) , JBL Tune 520BT Wireless On-Ear Headphones Black
- Wearables & Smartwatches: Top Products - Apple Watch Series 9 GPS 41mm Starlight Aluminum Case with Starlight Sport Band S/M , Huawei Watch GT5 Smart Watch 46mm – Black (VLI-B19)
- Home & Kitchen: Top Products - LG Front Load Dryer 9 kg RC90V9EV2W , Hitachi Top Mount Refrigerator 240 Litres HRTN5255MFXAE
- Health, Fitness, & Grooming: Top Products - Dyson Corrale Hair Straightener Black Nickel/Fuchsia – HS03 , Philips Multi Grooming Kit MG371013
Benefits of Using Tamara
Why choose Tamara UAE over alternatives like Tabby?
- No Interest: Avoid extra charges and pay only for what you buy.
- Flexible Payments: Manage your budget effortlessly with customizable payment plans.
- Fast Approvals: Get instant access to secure and seamless payment options.
Why Shop With Sharaf DG?
Sharaf DG offers a unique shopping experience by integrating Tamara payment UAE:
- Exclusive Tamara Options: A seamless shopping journey supported by Tamara.
- Exceptional Service: Customer-first approach for all your needs.
With Sharaf DG, discover why users prefer Tabby and Tamara or debate between Tamara vs Tabby—we’ve got you covered!
Buyer Protection Program
Shop with confidence under Tamara's Buyer Protection Program - full coverage for Purchase Price including original shipping costs if applicable.
Regulatory Information
Tamara is a service provided by Tamara FZE, licensed and regulated by the Central Bank of the UAE. One Central, Dubai World Trade Centre.
Terms Summary
| Tamara Terms at Sharaf DG | |
|---|---|
| 0% Interest | No additional charges on installments |
| No Late Fees | Tamara does not charge late payment penalties |
| Buyer Protection | Shop with confidence under Tamara's Buyer Protection Program |
| Credit Reporting | Late/missed payments may be reported to AECB, affecting credit score |
| Auto-Debit | Payments automatically charged to saved card on due dates |
| Refunds | Returns per Sharaf DG policy; refunds via Tamara within 5-7 business days |
FAQs
What are the minimum and maximum purchase amounts?
Minimum: AED 99 | Maximum: Up to AED 3,000 (varies based on account status).
Does Tamara charge late fees?
No. Tamara does not charge late fees.
What payment methods does Tamara accept?
Visa, Mastercard, and Apple Pay in the UAE.
Can I pay early?
Yes! Pay anytime through the Tamara app. Early payments help maintain your credit standing.
What happens if my payment fails?
Tamara retries every 2 days until successful. Ensure sufficient funds.
For more information, read the Terms & Conditions
